Financing is one of the fundamental aspects when buying a home. Generally, banks offer mortgage loans that cover up to 80% of the property value, which requires savings to cover the remaining 20%. When you do not have that cushion, it is possible to obtain a 100% mortgage, but the requirements are much higher....continue reading "100% Mortgages: What They Are and What to Take Into Account If You Want to Buy Without Savings"
Category: Real Estate
New Rise in The Euribor in 2023: How It Affects the Real Estate Market
At its last meeting in February, the ECB decided to raise interest rates again, and it will be the fifth in less than a year. In twelve months, the reference index for mortgages has gone from being negative to reaching 3%. And a rise in the Euribor in 2023 is not ruled out, along with more measures aimed at returning inflation to around 2%.
In fact, forecasts point to a new rise in the Euribor in 2023, reaching rates unknown since 2008. If in January 2022, it stood at -0.477, by the end of 2023, it could touch 4%....continue reading "New Rise in The Euribor in 2023: How It Affects the Real Estate Market"
Buying a Flat To Rent in Spain: What To Look For To Make It Profitable
The rental price has not stopped increasing in recent months, and forecasts suggest that this upward trend will continue in 2023. In this scenario, many small investors seek to obtain profitability and, to do so, consider buying a flat to rent.
Traditionally, housing is considered a safe-haven asset. However, to obtain profitability through renting, it is convenient to analyze in detail aspects ranging from the type of housing to expenses associated with the rental itself.
Buying a House As Separate Property: Legal Aspects that You Should Know
Buying a house as separate property can have some advantages for many couples. However, there are also certain legal aspects that it is advisable to know before opting for it....continue reading "Buying a House As Separate Property: Legal Aspects that You Should Know"
What Are the Forecasts for the Price of Housing in 2023?
Considering the international political and economic situation, we must be very cautious with all the forecasts for the price of housing in 2023. However, despite the general rise in the cost of living and interest rates, record figures were recorded in the purchase and sale of real estate during 2022....continue reading "What Are the Forecasts for the Price of Housing in 2023?"