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recortar manos apreton manos 23 2147797596 - Spanish banks should standardize notices on real estate loans

Banks and financial intermediaries must provide customers who wish to take out a mortgage with pre-contractual information and standardized warnings.

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The Junta de Andalucía’s new law to protect a 500 metre-wide strip along the region’s coastline that it still undeveloped is to be less severe than expected.

955410 15724 14 300x224 - Regional coastal decree eases restrictions on urban developmentThe decree, drawn up by the PSOE-IU coalition at the helm of the Junta, will affect some construction plans on the Costa del Sol, but not as many as the town halls (most of the governed by the PP) had feared.

The ‘Plan de Protección del Corredor Litoral de Andalucía’ is to be on public display until October 31st to allow affected parties to present their objections.

The decree does affect residential plans for some 204 hectares of land previously designated for construction in several municipalities.

A total of 3,577 homes had been due to be built on this land, while another 193 hectares were the location for development projects (involving 3,893 homes) that will be partially affected. The land in question is in areas that do not have an approved ‘partial’ development plan that allows the construction. Projects on land that do have partial plans will be able to go ahead.
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Decree 2/2012 of the Junta de Andalucía, which aims to regulate buildings which exist on land which is not classified for riogordo axarquia 300x225 - Decree to make properties legal still has no effect in La Axarquíaconstruction, is failing to convince the owners of illegal properties in the countryside of La Axarquía region. In fact, ten months after the new regulations came into force, their effect has been practically non-existent as the majority of owners of illegal houses have not applied for them to be made legal. Nor are the local councils playing their part. Very few of them have drawn up the report on illegal settlements which will help in making the properties legal.

This is a document which is required by the decree, which stipulates that in the absence of an Urban Plan the Town Halls should supply details of their future planning, to identify the places which have a high concentration of buildings on land not zoned for construction. Nor have most of the councils drawn up the regulations about minimum conditions of habitation and sanitation with which all illegal properties will have to comply.
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