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Housing donation: How to do it? Costs? Does it make up for?

SpainHouses.netJune 10, 2019June 10, 2019Leave a comment

So far, what we know most is the inheritance and not the donation of housing. In this post, we are going to learn what the donation of your house in life means , what donations of houses from parents to children mean, and what the cost of the donation of housing to your children means.

At present, there is a large number of citizens who consider the possibility of transmitting their heritage, or part of it, to their heirs, in other words, a donation is proposed. It is true that the inheritance is less expensive than the donation, but it would be good to also analyze the living donation in case we are interested in that option.

Live in a castle worthy of Game of Thrones

SpainHouses.netMay 23, 2019May 23, 2019Leave a comment

Who has never dreamed to know what it would be like to live a day in a castle? Or, why not, if you had in your hand the possibility of being a Lannister, a Stark or a Tully, what would be your King's Landing? If you want to live your own 'Game of thrones', that is, move to that other time in which cities grew in the shelter of castles, across the length and breadth of the old continent, escape to these abbeys and throw a lot of imagination. Today we bring you a selection of storytelling castles that you would love to conquer and enjoy.

Why does not the reverse mortgage triumph in Spain? 1

SpainHouses.netMay 20, 2019May 20, 20191 Comment

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In Spain, there are more than 8 million people over 65 with property in their own homes. Accumulate savings of 600,000 million euros in housing compared to 120,000 million in pension plans for the total population.

However, last year only 45 reverse mortgages were commercialized in our country, according to the figures offered by the General Council of Notaries. But, let us start at the beginning. What is a reverse mortgage? And why are so few marketed?

Cohousing: What it is and how it works in Spain 3

SpainHouses.netMay 14, 2019May 14, 20193 Comments

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There is already an alternative to nursing homes in the United States and Europe, what is cohousing? Each time there are more types of communities and ways to share housing both to save and to improve coexistence and quality of life.

Slowly but steadily, the housing or cohousing cooperatives are making inroads in Spain, positioning themselves as an alternative to purchasing or renting homes at an individual level. In this post, we detail what the cohousing or cohousing consists of and how it works in Spain.

Who is mortgaged today? The transformation of the real estate market

SpainHouses.netMay 13, 2019May 13, 2019Leave a comment

imagen objetos ingenieria punto vista top construction trabajo herramientas ingenieria vintage efecto filtro retro tono enfoque suave enfoque selec 1 - Who is mortgaged today? The transformation of the real estate market

The bursting of the housing bubble during the last crisis has transformed the real estate market in countries that suffered the heaviest price of housing. In the years prior to the Great Recession, there was a relaxation of the financial conditions that allowed young people with low wages to mortgage in the very long term with the risk that this entails. The bursting of the bubble has had serious economic consequences that have changed the behaviour of banks and families. Now, the composition of mortgaged homes has changed: the profile is a person over 40 years old and has a high level of income. This transformation of the mortgaged has also occurred in countries that did not suffer the bubble, but for different reasons.

Most abusive elements in the contract of a Spanish mortgage

SpainHouses.netMay 2, 2019May 2, 2019Leave a comment

It is common to find mortgage loans signed a few years ago that is at the same time referenced to the IRPH, contain floor clauses and the obligation to pay all the formalization expenses. In this post, we detail the most abusive elements in a mortgage contract and where they are located.

Spanish banks should standardize notices on real estate loans 1

SpainHouses.netApril 29, 2019April 29, 20191 Comment

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Banks and financial intermediaries must provide customers who wish to take out a mortgage with pre-contractual information and standardized warnings.

Electoral proposals on housing for the General Elections of 28A in Spain

SpainHouses.netApril 25, 2019April 25, 2019Leave a comment

Next Sunday, April 28, the Spanish are called to exercise their vote, choosing as their next President of the Government. The candidates of the main parties have presented during the electoral campaign the proposals contained in their programs that should be made if they arrive in Moncloa. But what do the housing parties say? In this post, we detail what are the electoral proposals of the PP, the PSOE, Ciudadanos, Podemos and Vox in housing.

NIE number in Spain: Why you need it? How to get? 1

SpainHouses.netApril 11, 2019April 11, 20191 Comment

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If you own property in Spain or live here as a resident, you are going to need an N.I.E. number. In this post we explains what an NIE number is, why you need one, and how to get one, either in or outside of Spain.

The price of the houses in Spain grows 5,5% 1

SpainHouses.netApril 1, 2019April 1, 20191 Comment

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According to the Real Estate Trends Report from the Appraisal Society the average price of houses in Spain experienced an annual average increase of 5.5% in 2018, standing at 1,613 / m2. In the second half of the year, the average price increased by 2.7%.