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News in ICO Guarantees For Housing Limits on The Purchase Price and Participating Entities - News in ICO Guarantees For Housing: Limits on The Purchase Price and Participating Entities

Last February, the Government approved a line of ICO guarantees for housing worth 2.5 billion euros. The goal is to facilitate access to housing for people who have difficulties in doing so. In this way, the guarantees will cover 20% of the value of the properties for which banks do not offer financing. Three months later, the initiative is already beginning to materialize.

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ICO Guarantee for Mortgages Who Can Access It and What Conditions Are Required - ICO Guarantee for Mortgages: Who Can Access It and What Conditions Are Required

Access to housing is one of the biggest concerns of the moment, especially for the youngest, who see the moment of emancipation delayed or have to venture into a rental market with high prices. In this scenario, the ICO guarantee for mortgages aspires to help thousands of people achieve the dream of buying their first home.

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What to Look Out for When Taking Out a Mortgage Keys to Getting the Best Deal - What to Look Out for When Taking Out a Mortgage: Keys to Getting the Best Deal

Purchasing a home involves a high outlay of money and, generally, the need to apply for a mortgage loan. The offer of financial products is broad, but there are also differences between them. Therefore, before taking out a mortgage, it is advisable to analyse each of its clauses.

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Buying a Home in 2024 Evolution of Housing Prices and Demand in Spain - Buying a Home in 2024: Evolution of Housing Prices and Demand in Spain

Are you thinking about buying a home in 2024? With the beginning of the new year just around the corner, real estate investment is a topic that always generates interest and expectations.

2023 has been a year marked by high inflation rates and increased interest rates. This situation has translated into a decrease in purchase and sale operations. Despite this, housing prices have risen. In this scenario, the question may arise as to whether buying a house in 2024 will be a good decision.

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Mortgage Novation in Spain What Is It and When Is It Convenient - Mortgage Novation in Spain. What Is It and When Is It Convenient?

Mortgage repayment periods are usually long. During that time, many circumstances may arise that make it advisable to change its conditions. The procedure to modify these conditions is called mortgage novation.

The owner of the mortgage must take the step to request the novation. The goal is to save money or obtain more payment facilities. However, the bank can accept or reject it or admit only some of the requested changes.

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