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Interest Rate Cuts: How the ECB’s Policy Will Impact The Housing Market 1

Almudena DelgadoOctober 24, 2024October 24, 20241 Comment

Interest Rate Cuts How the ECBs Policy Will Impact The Housing Market - Interest Rate Cuts: How the ECB's Policy Will Impact The Housing Market

It was an expected step, although perhaps not as soon since the European Central Bank had already decided to cut interest rates in September, the third time this year. With this new reduction in the price of money by 25 basis points, the official rate stands at 3.25%, at the levels of May 2023.

This interest rate cut accompanies the evolution of the Euribor. In effect, the reference index for mortgages seems to be consolidating its downward trend. It is good news for those who must review their mortgages in the coming weeks or buy a home.

How Long Does It Take to Sell a House? Factors that Influence The Speed of Sale

Almudena DelgadoOctober 17, 2024October 21, 2024Leave a comment

Knowing how long it takes to sell a house is not a question with an exact answer. In most cases, it is between three and twelve months, but some homes sell in a few days, and others stagnate in the real estate market and take much more than a year to find a buyer.

What is the reason for this difference? A whole series of factors influence the sales time. Therefore, we should take this into account to avoid delaying the process.

How to Invest in Luxury Real Estate

Almudena DelgadoOctober 10, 2024October 11, 2024Leave a comment

Investing in luxury real estate has become one of the most profitable ways to maximize wealth. This appeal has led to an increase in the purchase of exclusive homes by around 8%.

Not only demand but also prices in the real estate market have risen, even above average. However, this increase does not discourage investors, who see high-end housing as a safe-haven asset with an increasing return.

Buying Your First Home: How to Prepare and Take Your First Steps

Almudena DelgadoOctober 3, 2024October 3, 2024Leave a comment

Buying your first home is one of the most challenging decisions to make. It requires time, a thorough analysis of your situation and an adequate understanding of the entire process.

Youth Mortgages: What They Are and What Advantages They Offer

Almudena DelgadoSeptember 26, 2024September 25, 2024Leave a comment

Access to housing is one of the biggest concerns for the youngest groups in the population. High prices, job instability and difficulties saving enough to meet the initial expenses derived from the purchase are obstacles that sometimes seem impossible. Help, in these cases, comes from youth mortgages.

Further Interest Rate Cuts in September 2024

Almudena DelgadoSeptember 19, 2024September 24, 2024Leave a comment

The return from the summer holiday has brought good news for those who pay a mortgage or are applying for one to buy a home. At its latest meeting, the European Central Bank approved a new interest rate cut, the second this year.

What to Do If Your House Doesn’t Sell? Strategies to Speed Up The Sale of a House

Almudena DelgadoSeptember 12, 2024September 12, 2024Leave a comment

When a house stagnates in the real estate market, there is a risk of a vicious circle starting. Potential clients tend to distrust properties that have been on the market for long, delaying the process even more. Before this happens, we must make decisions, and it is not always necessary to lower the price to speed up the sale of a house.

How to Manage Currency Exchange Risk & Costs When Purchasing a Property in Spain

SpainHouses.netSeptember 5, 2024October 8, 2024Leave a comment

For many, buying a property overseas in Spain is a dream come true and an exciting journey that comes with various costs and considerations.

An important aspect of the process, that can go under the radar, is the currency exchange and getting the most value possible when transferring your money to purchase your Spanish property.

We’ll look at how you can mitigate the foreign exchange risk of transferring money internationally and the ways to potentially save thousands by avoiding high fees.

easyfx 1 - How to Manage Currency Exchange Risk & Costs When Purchasing a Property in Spain

Selling a House in Autumn: Opportunity or Risk?

Almudena DelgadoAugust 29, 2024August 29, 2024Leave a comment

The time of year influences the real estate market. Selling a house in autumn often raises doubts. Still, it is a decision that, despite having some drawbacks, offers comparatively appealing advantages. Evaluating both is essential to avoid missing opportunities.

Is It Better to Sell a Home with Furniture or Without It? How to Make The Best Decision

Almudena DelgadoAugust 22, 2024August 21, 2024Leave a comment

Selling a home with or without furniture is one of the first decisions we must make and can significantly influence the buying and selling process. In this regard, it is worth remembering that the first impression of a potential buyer is essential and that, although furniture can help make it positive, this is not always the case.