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ICO Guarantee for Mortgages Who Can Access It and What Conditions Are Required - ICO Guarantee for Mortgages: Who Can Access It and What Conditions Are Required

Access to housing is one of the biggest concerns of the moment, especially for the youngest, who see the moment of emancipation delayed or have to venture into a rental market with high prices. In this scenario, the ICO guarantee for mortgages aspires to help thousands of people achieve the dream of buying their first home.

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Stressed Rental Areas What the Housing Law Establishes - Stressed Rental Areas: What the Housing Law Establishes

Access to housing has become one of the major concerns for a good part of the population living in Spain. At this point, the new Housing Law has introduced new features to regulate rental prices. One of these measures is the declaration of stressed areas.

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Forecasts on Interest Rates in 2024 When Will Mortgage Payments Become Cheaper - Forecasts on Interest Rates in 2024: When Will Mortgage Payments Become Cheaper

Interest rate forecasts are one of the unknowns in the real estate market. In recent months, the economic situation has changed significantly, with a notable moderation in inflation. For this reason, those considering purchasing a home look towards the future with some optimism. But will the cost of money go down, and with it, the cost of mortgages?

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Will Rental Housing Prices Rise in 2024 Limits and New Developments to Consider - Will Rental Housing Prices Rise in 2024? Limits and New Developments to Consider

Knowing how much the rent price can rise is one of the biggest concerns for tenants when the rent update date approaches. Although there are limitations to rent increases, 2024 begins with some significant changes we should assess.

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Mortgage Novation in Spain What Is It and When Is It Convenient - Mortgage Novation in Spain. What Is It and When Is It Convenient?

Mortgage repayment periods are usually long. During that time, many circumstances may arise that make it advisable to change its conditions. The procedure to modify these conditions is called mortgage novation.

The owner of the mortgage must take the step to request the novation. The goal is to save money or obtain more payment facilities. However, the bank can accept or reject it or admit only some of the requested changes.

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