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New Rise in The Euribor in 2023: How It Affects the Real Estate Market 1

Almudena DelgadoFebruary 9, 2023February 9, 20231 Comment

New Rise in The Euribor in 2023 How It Affects the Real Estate Market - New Rise in The Euribor in 2023: How It Affects the Real Estate Market

At its last meeting in February, the ECB decided to raise interest rates again, and it will be the fifth in less than a year. In twelve months, the reference index for mortgages has gone from being negative to reaching 3%. And a rise in the Euribor in 2023 is not ruled out, along with more measures aimed at returning inflation to around 2%.

In fact, forecasts point to a new rise in the Euribor in 2023, reaching rates unknown since 2008. If in January 2022, it stood at -0.477, by the end of 2023, it could touch 4%.

Buying a Flat To Rent in Spain: What To Look For To Make It Profitable

Almudena DelgadoFebruary 2, 2023February 2, 2023Leave a comment

The rental price has not stopped increasing in recent months, and forecasts suggest that this upward trend will continue in 2023. In this scenario, many small investors seek to obtain profitability and, to do so, consider buying a flat to rent.

Traditionally, housing is considered a safe-haven asset. However, to obtain profitability through renting, it is convenient to analyze in detail aspects ranging from the type of housing to expenses associated with the rental itself.

Buying a House As Separate Property: Legal Aspects that You Should Know

Almudena DelgadoJanuary 26, 2023January 27, 2023Leave a comment

Buying a house as separate property can have some advantages for many couples. However, there are also certain legal aspects that it is advisable to know before opting for it.

What Are the Forecasts for the Price of Housing in 2023? 2

Almudena DelgadoJanuary 19, 2023January 19, 20232 Comments

What Are the Forecasts for the Price of Housing in 2023 - What Are the Forecasts for the Price of Housing in 2023?

Considering the international political and economic situation, we must be very cautious with all the forecasts for the price of housing in 2023. However, despite the general rise in the cost of living and interest rates, record figures were recorded in the purchase and sale of real estate during 2022.

Limits to Rental Prices in 2023: What’s New, and How It Can Affect You

Almudena DelgadoJanuary 12, 2023January 12, 2023Leave a comment

The inflation registered in 2022 has impacted the real estate market too. Rental prices, especially in large cities, have increased considerably, sometimes even well above the CPI. In fact, the CPI was the basis for price updates until now when some limits got approved.

This extraordinary measure, initially planned until June 30, 2022, and extended until last December, set a limit of 2% in the annual review of the rents of the rental contracts in force. The goal was to relieve the effects of applying an unusually high CPI in rental renovations. Recently, the government has extended this measure until the end of 2023.

Buying the perfect home: 6 steps to prioritise what you need (and want) in your home

Almudena DelgadoJanuary 5, 2023January 5, 2023Leave a comment

Buying the perfect home isn’t something that happens from one day to the next. And not just because of the time it takes to look for it, but also because before that, it’s essential to clearly define what you need, what you want and what you can afford.

These three fundamental aspects don’t always align, so it’s necessary to find a balance in order to make the right choice in a decision that is usually extremely significant. So, what are these previous steps to buying the perfect house?

Buying a house in 2023: real estate market forecast for the upcoming year

Almudena DelgadoDecember 29, 2022December 30, 2022Leave a comment

2022 has been a year of lots of activity in the real estate market. Buying and selling, especially in the first semester, reached figures not seen since before the 2008 recession. However, the economic circumstances, the international situation, and the increased costs of mortgages have slowed this trend down in recent months.

The scenario is now uncertain. And it’s logical to ask yourself if buying a house in 2023 is a good idea. In general, yes, it could be. Forecasts point to prices having reached their peak or that they will vary a bit, whereas the housing supply is increasing slightly.

Investing the Christmas Lottery in Property, Which Home Could You Buy?

Almudena DelgadoDecember 21, 2022December 21, 2022Leave a comment

When we buy lottery, we always like to imagine what we would do if we won the raffle. Especially when talking about the famous Spanish Christmas Lottery 'el Gordo'. And most of the time, buying a property comes to mind. In some cases, it can be buying our first home. In others, it is getting rid of the mortgage. Also, some people dream of a second residence for the holidays.

Make The Most of The Winter in Any of These 10 Mountain Homes

Almudena DelgadoDecember 15, 2022December 15, 2022Leave a comment

A home in the mountains has something special. During summer, they are perfect for escaping the heat, and in winter, they offer a quiet refuge to enjoy nature from the warmth of home. We have made a small selection of homes with different characteristics in several locations. Which is your favourite to make the most of the winter?

2022 Mortgage Aid: Measures To Ease Payments and Eligibility Criteria

Almudena DelgadoDecember 8, 2022December 9, 2022Leave a comment

The unstoppable rise of Euribor has put many families with variable-interest mortgage loans against the ropes. The reference index has gone from negative to close to 3% in a few months. To avoid the burden this entails for the most vulnerable families, the Government of Spain has approved a package of mortgage aid.

These measures, which will benefit close to a million households according to official forecasts, will come into force at the beginning of 2023. Although these actions were agreed with the banks, it is up to them to adhere to the so-called Code of Good Practice.