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Sell ​​a House Now or Wait When Is a Good Time to Sell Your Home - Sell ​​a House Now or Wait? When Is a Good Time to Sell Your Home?

Choosing when to sell a home can be complex. Many factors influence whether this decision is more or less advantageous. It is about obtaining economic profitability and also preventing the home from stagnating in the market.

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ICO Guarantee for Mortgages Who Can Access It and What Conditions Are Required - ICO Guarantee for Mortgages: Who Can Access It and What Conditions Are Required

Access to housing is one of the biggest concerns of the moment, especially for the youngest, who see the moment of emancipation delayed or have to venture into a rental market with high prices. In this scenario, the ICO guarantee for mortgages aspires to help thousands of people achieve the dream of buying their first home.

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Forecasts on Interest Rates in 2024 When Will Mortgage Payments Become Cheaper - Forecasts on Interest Rates in 2024: When Will Mortgage Payments Become Cheaper

Interest rate forecasts are one of the unknowns in the real estate market. In recent months, the economic situation has changed significantly, with a notable moderation in inflation. For this reason, those considering purchasing a home look towards the future with some optimism. But will the cost of money go down, and with it, the cost of mortgages?

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Mortgage Novation in Spain What Is It and When Is It Convenient - Mortgage Novation in Spain. What Is It and When Is It Convenient?

Mortgage repayment periods are usually long. During that time, many circumstances may arise that make it advisable to change its conditions. The procedure to modify these conditions is called mortgage novation.

The owner of the mortgage must take the step to request the novation. The goal is to save money or obtain more payment facilities. However, the bank can accept or reject it or admit only some of the requested changes.

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New ECB Interest Rate Hike Impact on Mortgages and Real Estate Market in Spain - New ECB Interest Rate Hike: Impact on Mortgages and Real Estate Market in Spain

The forecasts have come true, the price of money continues to rise, and with the new ECB rate hike, these are now at 4%. And we must add that Euribor has also broken the 4% barrier. A scenario that portends a cooling off in the real estate sector, even more considering that forecasts do not currently point to a rates reduction nor the reference index.

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