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ICO Guarantee for Mortgages Who Can Access It and What Conditions Are Required - ICO Guarantee for Mortgages: Who Can Access It and What Conditions Are Required

Access to housing is one of the biggest concerns of the moment, especially for the youngest, who see the moment of emancipation delayed or have to venture into a rental market with high prices. In this scenario, the ICO guarantee for mortgages aspires to help thousands of people achieve the dream of buying their first home.

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Analysis of The Real Estate Market in 2024 Perspectives and Most Important Trends - Analysis of The Real Estate Market in 2024: Perspectives and Most Important Trends

After a few years marked by exceptional circumstances, the unknown for those looking to buy, sell or rent a property is what the evolution of the real estate market will be in 2024. An evolution that at first seems marked by some cooling of the market and interest rates that will not fall as much as many would like.

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Saving to Buy a Home in 2024 Effective Strategies and Useful Tips - Saving to Buy a Home in 2024: Effective Strategies and Useful Tips

Saving to buy a home is usually the first step before even starting the search. Acquiring a home requires making a series of initial payments, and having an initial financial cushion is essential. Achieving this may seem like a long process, but some strategies help.

Take note of what to pay attention to and how to prepare to save what you need to buy the home you are looking for.

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Amortizacion anticipada de hipoteca como reducir la deuda y ahorrar intereses - Early Mortgage Repayment: How to Reduce Debt and Save Interest

After the rise in interest rates to 4.25% and the Euribor at its highest for years, the number of mortgages has decreased in annual rates in Spain, and their average amount too, according to recent data from the INE. But this situation has had another consequence: more and more people are opting for early mortgage repayment to avoid what these increases imply in the monthly instalment of their mortgage loans.

Some analyses ensure that the early repayment of the mortgage has increased by figures close to 50% compared to 2022. However, what savings can it bring?

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Buying a Country House in Spain a Guide to Finding your Ideal Place Close to Nature - Buying a Country House in Spain: a Guide to Finding your Ideal Place Close to Nature

Spain has many idyllic towns along the coast and also lots of inland paradises. These small towns are perfect for unwinding or for working from home surrounded by nature, or even as an investment thinking of holiday rental.

Buying a country house in Spain has the added advantage of enjoying a healthier lifestyle away from the stress and pollution of the cities. Furthermore, in rural areas, housing prices are usually more affordable and less fluctuating. However, before making the decision, it is worth considering some aspects.

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