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The BRIC's spectacular performance makes India and Brazil a perfect chance

BRICs - Housing Investment. It's turn for India and BrazilGlobal housing markets around the world are proof of the new economic forces such as India and Brazil.

India and Brazil’s housing markets have continued their spectacular outperformance, with Delhi house prices up 22.68 percent during the year to Q3 2011, according to National Housing Bank (NHB) figures. There were strong house price increases in almost all India’s major cities, reflecting the country’s current high rate of consumer price inflation, despite a drop in demand resulting from the repo rate hike in October (currently at 8.50 percent), the 13th since March 2010, making home loans costlier.

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The cloud of Knowledge reminds to the nightmare of 9/11

soul - The cloud of Knowledge MVDRV project: 9/11 Arquitecture

MVDRV Arquitecture Studios have recently created a polemic building. The cloud of Knowledge. Two high-rises connected by a “pixelated cloud” structure that, tragically, calls to mind the kinds of images you don’t really want to call to mind when looking at a new set of twin towers: the 9/11.

The Guardian publishes the top 5 blogs on Housing

guardian - Top 5 Housing Blogs

The Guardian, in its section of Housing Network, published an article which informed of the best media maelstrom over the housing strategy.

Here is The Guardian top 5:

1. 'Welfare reform – there is a choice', David Orr for the National Housing Federation blog.

2. 'From festival trash to housing stash', The Social Issue.

3. 'You can't defeat stereotypes by repeating stereotypes', Red Brick Blog.

4. 'The strange death of social housing', Patrick Butler's Cuts Blog.

5. 'You know you're an innovator when...', Social Housing Comms.

Good ideas to decorate your home terrace 

We are planning to serve as a decoration guide to your home. We've covered staircases, bathrooms, bedrooms, kitchens and much more in our News Channel. Today, we bring you some good ideas for your home terrace.

Hope you enjoy them!

tumblr lvi1ii3Z2F1qjhzd6o1 500 - Ideas to Decorate your Home Terrace

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 The IRS tax will substitute Euribor next April 2012 in Spain

irs - Interest Rate Swap will make Things Harder for Homebuyers in SpainAs it appears today in The Washington Post, central banks expand system of ‘swapping’ money to ease credit crunch. The Interest Rate Swap (IRS) tax will substitute Euribor next April 2012 in Spain.

The Washington Post explains it this way: "The swap lines are a global form of the central bankers’ “lender of last resort” role, backing the world banking system.

The way it works is the Fed lends dollars to, say, the ECB, in exchange for euros of comparable value. The ECB pays interest, and lends out the dollars to banks in the euro currency area that have obligations in dollars but are temporarily unable to borrow dollars to meet them.

The swap lines themselves are not new — they were first introduced in December 2007 in response to deepening difficulties of banks funding themselves. They were used in vast amounts during the financial crisis in the fall of 2008 and were reintroduced in May 2010 when Europe’s financial troubles worsened".

Substituting Euribor with the Interest Rate Swap tax, though, will make Spanish banks interest grow up to one point. Consequently, homebuyers will end up paying higher interests in their mortgages.

Not so sure this will make things easier for mere citizens. 

Several real estate experts in Spain have made suggestions about how the new government can boost the country's property sector.

taxes - Boosting Spanish Real EstateChanges to taxation is supposed to be the way forward to boost Spanish Property Market.

The previous government cut the value-added tax payable on new-build houses in the nation by 50 per cent in a bid to boost the real estate market.

Buyers can take advantage of the reduction until December 31st 2011, when the tax will revert back to its previous level of eight per cent. The VAT reduction means a saving of up to 8,000 Euros (US$ 11,500) on a 200,000 Euro (US$ 288,420) property.

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Here you will find good ideas to design your staircases 

It's friday one more week, and we'd like to say bye to this working week with a relaxing view. Staircases. They inspire personality and give a sort of distinction to your home. They radically change your house image.

Wooden. Metalic. With cold and serious designs. Happy. With vivid colors. With a bit of an old touch. Or modern and minimalist. Staircases that will make your home even cosier.

escalera - Staircases to die for

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 A bike, a greek design or a simple old-style bath can make your house feel homy 

I'm of the opinion that a real home is made out of a fantastic kitchen and bathroom. Nothing feels better than cooking delicious food or enjoying a warm and relaxing bath. It makes your house home.

Here's a few ideas if you are thinking on making some changes to your own house. Tell us what you think!

bathroom - Some ideas for your bathroom design

This is a funny idea for your bathroom. Looks cute. Up for a ride?

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Home owners question advantages of new legalisation in Estepona, Andalucia

Andalucia - Andalucia to Change Property LegislationWe're going local. Estepona, a Costa del Sol city in which many non-native Spanish live, faces a dramatic change in legislation that will alter property contracts in this location. As it is published in Sur (local newspaper):

"The decree, which affects all of Andalucía, aims to legalise many of the buildings constructed on rural land. Nevertheless this still leaves a large number of properties that for one reason or another will not qualify for the legalisation process.

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Spanish banks face deeper losses on 176 billion euros of real-estate assets

de guindos - Spain Set to Clear Property Debt"Spanish banks face deeper losses on 176 billion euros of real-estate assets. "You have to remove any kind of shadow of doubt over the valuation that you have of these assets in your balance sheet,” Luis de Guindos, tipped by newspapers as a contender for finance minister in a new People’s Party government formed by Rajoy, said in an interview.

De Guindos said he favored stricter rules on how banks account for depreciated land values.
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