Evictions Archives - News SpainHouses.net

What to do to collect what the delinquent tenants owe and evict them?

SpainHouses.netOctober 15, 2019October 15, 2019Leave a comment

Three out of four owners fear to have to face a case of delinquency in the rental of their homes, according to the report by File of Tenant Tenants (FIM). According to this study, which argues that incidents due to late payments in rent have grown by 6.42% during the first five months of the year, 59% of the owners try to find out if tenants who have been interested in their property have a history of delinquency. But how to act before a possible case of a delinquent tenant. What should be done to try to recover the money owed and be able to evict it from the home?

60% of Madrid evictions are from public flats sold to investment funds

SpainHouses.netJune 22, 2015March 31, 2020Leave a comment

Six out of every 10 evictions in the Spanish capital are taking place in public housing units that have been sold over recent years by the Madrid regional government and City Hall to investment funds, according to data included in a report from the Treasury Ministry.

According to the data in the ministry report, of the 111 eviction cases registered between February and June of this year, 65 were in houses that had been sold by Madrid administrations.

Between February and June, the report states, there were 50 evictions that took place in properties sold by the Municipal Company for Housing and Land (EMVS) to an investment fund. Another five evictions took place in flats sold by the Madrid Housing Institute (Ivima) to another fund; and 10 more were related to housing from the EMVS and Ivima. In total, 65 of 111.

In terms of evictions carried out by banks, the report registers 17, which works out at 15%, while another 29 evictions were brought about by private landlords. There were also 73 evictions from illegally occupied properties.
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Banks are selling off repossessed homes with tenants inside

SpainHouses.netJune 8, 2015June 8, 2015Leave a comment

Around 36 percent of homes being sold by Catalan lenders to real estate firms and investment funds have a tenant inside, according to sources from the Catalonia regional government.

The properties in question have all been repossessed by banks from borrowers in default, who then cut a deal with the bank: by turning in the keys, the home reverted to the lender, the mortgage was canceled, and the homeowners became tenants instead.

But now, Catalan authorities fear that those families may end up being evicted by the new owners of the properties.

To stop this from happening, the regional government is considering purchasing a portfolio of homes in partnership with the municipalities where the 774 families affected by the problem have their main residence.
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Spanish Lenders Took Back Nearly 50,000 Properties in 2013

SpainHouses.netMay 26, 2014May 26, 2014Leave a comment

Spanish lenders repossessed 49,694 homes from defaulting borrowers in 2013, a 10% rise from a year earlier, figures released on May 19th by the Bank of Spain show.

Of these, 38,961 were first residences, according to statistics provided by the banks.

The vast majority of properties were empty at the time of repossession.

Meanwhile, the proportion of cases involving dation in payment, in which borrowers in arrears hand over the keys of the property to the lender that approved the mortgage to cancel debt obligations, reached 32.5% of all repossessed homes.

This represents a rise from 2012, reflecting the introduction of new legislation to make this option easier. Borrowers have mostly opted for key return in the case of holiday homes, not primary residences.
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Home evictions averaged 184 a day in Spain last year

SpainHouses.netMarch 31, 2014March 31, 2014Leave a comment

The number of court-ordered home evictions for non-payment of mortgages, rent or other legal reasons reached 67,189 last year, according to judicial statistics released on Friday.

The number of open cases – pending eviction requests – stood at 82,860, which is 9.8 percent fewer than the previous year, said the General Council of Judiciary (CGPJ) legal watchdog in its annual report.

Of the total number, 38 percent were due to non-payment of mortgages while 57 percent were for non-payment of rent. Another four percent were for other causes. The figures reflect an average of around 184 evictions per day in 2013.

A breakdown by regions shows that Catalonia had the most evictions last year (23.8 percent) followed by Valencia, Andalusia and Madrid.
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Andalucía’s Anti-eviction Law Suspended by Court 1

SpainHouses.netJanuary 27, 2014January 27, 20141 Comment

Spain’s Constitutional Court has suspended - provisionally - the law passed by the Junta de Andalucía in October to prevent families with limited financial resources being evicted from their homes.

The law, described as a measure to ensure the social function of a property, allowed the authority to temporarily expropriate the use of a property repossessed by a bank so that its original owners could still live in it.

The Constitutional Court has admitted the central government appeal against the law designed by the Junta de Andalucía to ease home evictions by temporarily expropriating the use of houses seized by banks and allowing their owners to continue living in them.

The Andalusian law was passed on October 1st and revoked a previous decree on the same matter which had been passed in April and was also the subject of an appeal on grounds of it being unconstitutional.
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Temporary injunction against Andalusia anti-eviction decree

SpainHouses.netJuly 15, 2013July 14, 2013Leave a comment

The Constitutional Court on Thursday ordered a temporary injunction against the controversial anti-evictions decree passed earlier this year by the Andalusian government until it can resolve the constitutionality of the measure.

The Rajoy administration filed a suit against the law on June 28. In its ruling, the top court said it was ordering a temporary halt in applying the decree as a precautionary measure until it can study the case.

The decree, passed by the Socialist regional government of José Antonio Griñán, protected the most vulnerable from being evicted from their homes as a result of foreclosures. It also allowed the Andalusian government to take over any empty property owned by the banks and to let people who have been evicted live there for up to three years. The regional government would pay a nominal rent to the banks.
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Andalusia housing chief calls for national evictions summit 1

SpainHouses.netApril 15, 2013April 15, 20131 Comment

The Andalusian chief of public works and housing, Elena Cortés, on Thursday called on the central government to organize a conference involving all the regions to debate the burning issue of evictions.

She also hoped the conference would give the Andalusian regional government the opportunity to explain in detail the new decree on social housing it approved on Tuesday, under which it plans to seize the homes of the needyiest families subject to eviction for up to three years.

Cortés said the central administration has a "golden opportunity" to advance in the same direction by passing the Popular Legislative Initiative on evictions presented in Congress by the Mortgage Victims Platform, which supports dation in payment — canceling a mortgage by handing back the keys to the bank — social housing, changes to mortgage laws and civil lawsuits, and the halting of eviction procedures.

Cortés explained the region's new social housing decree would come into effect on Friday, allowing eligible families to apply for a temporary seizure of their home at one of the housing protection offices it opened in Andalusia's various provincial capitals last October.
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Popular Party blocks key elements of draft eviction bill

SpainHouses.netApril 1, 2013April 1, 2013Leave a comment

The Popular Party (PP)'s refusal to back a popular initiative for the concept of dation in payment, whereby a homeowner unable to meet mortgage payments can cancel the debt with the bank by handing over the keys, was met with indignation by the Mortgage Victims Platform (PAH).

On Tuesday the government presented its amendments to the so-called Popular Legislative Initiative, which reached the lower chamber on a wave of public support that included 1.5 million signatures.

The rest of the parliamentary groups accepted the basic points of the proposal: universal and retroactive dation in payment; a halt to evictions; and the creation of a glut of social housing to support those who have lost their homes.

The PP, though, stated that "not now, nor during the parliamentary process" of amending the proposal will it entertain universal dation in payment. "It is an insult to the people affected," said PAH spokeswoman Ada Colau on Wednesday. "The PP has caved to the bullying of the banks." The government, she added, has destroyed the spirit of the bill by quashing its main objectives.
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