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New ECB Interest Rate Hike Impact on Mortgages and Real Estate Market in Spain - New ECB Interest Rate Hike: Impact on Mortgages and Real Estate Market in Spain

The forecasts have come true, the price of money continues to rise, and with the new ECB rate hike, these are now at 4%. And we must add that Euribor has also broken the 4% barrier. A scenario that portends a cooling off in the real estate sector, even more considering that forecasts do not currently point to a rates reduction nor the reference index.

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The Best Areas to Invest in Real Estate in Spain - The Best Areas to Invest in Real Estate in Spain

Investing in real estate in Spain is an attractive option, whether you are looking for a second residence or if the goal is to obtain profitability via rental. Stability and security, tourist attraction, geographical diversity, tax benefits and the potential for revaluation are just some of the aspects that explain why Spain is a safe-haven asset for investing.

The Spanish property market is very active, the variation in housing prices shows positive figures, and the gross rental yield reached 3.5% in 2022 (at the same level as 10-year government bonds).

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Working from Home in Spain The Best Cities to Achieve the Balance Between Work and Life - Working from Home in Spain: The Best Cities to Achieve the Balance Between Work and Life

Working from home in Spain is an increasingly attractive option, not only because of its weather, culture or atmosphere but because it offers everything to carry out a professional activity with maximum comfort.

In addition, the procedures for those who want to settle in the country are simple. It is possible to obtain a visa for digital nomads and to buy a house as a foreigner. But which would be the best location?

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Rent to Buy How It Works and What You Should Consider - Rent to Buy: How It Works and What You Should Consider

Rent to buy is becoming more popular lately. It makes it easier to take the first step to owning a home without an initial mortgage. However, it's interesting not only for the tenant but also for the property owner.

Here you'll find how this type of agreement works, its pros and cons, and what aspects shall include.

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ICO Guarantee for Home Purchase Up To 20 of The Mortgage for Young People and Families - ICO Guarantee for Home Purchase: Up To 20% of The Mortgage for Young People and Families

Nowadays, it is necessary to have some savings to buy a home in Spain. In this way, most banks offer mortgages only for 80% of the property value. Therefore, if we add the inflation and interest rates rise, purchasing a home, especially for the young, gets complicated.

The ICO guarantee for home purchase aims to solve this situation, at least partially. The goal is to obtain financing for 100% of the property price they wish to buy. For that, it'll be necessary to meet some specific requirements.

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